Milk Money is a Pasadena, MD based 2011 Formula 45 For Sale By Broker. Responses to inquiries may come from a broker who is representing the owner as a fiduciary. This owner requires financial settlement only. No trades.
Milk Money is an absolutely stunning Formula 45 Yacht that delivers the perfect blend of luxury, performance, and unmistakable style. Maintained in excellent condition, this sleek express cruiser is turnkey and ready for unforgettable weekends on the water in the Chesapeake Bay area.
Powered by twin Volvo Penta IPS 600 diesel engines with joystick docking, Milk Money offers exhilarating performance, effortless maneuverability, and a smooth, confident ride. The oversized cockpit is designed for entertaining with expansive lounge seating, a fully equipped wet bar, a premium sound system, an electric sunroof, and a massive aft sun lounge leading to the hydraulic swim platform. She also features a full cockpit enclosure and new cushions on the forward deck loungers, creating the perfect setup for relaxing or entertaining in comfort.
Primarily enjoyed for short cruises to and from the local yacht club on the Chesapeake Bay, Milk Money has seen exceptionally light use throughout the interior living spaces. The showers, galley appliances, and overnight accommodations have been minimally used, contributing to the yacht’s outstanding condition and well-preserved interior.
Step below and experience a sophisticated, high-end interior with upscale finishes, designer styling, and an inviting open layout that rivals much larger yachts. The spacious accommodations include two private staterooms, two heads, a convertible salon, and a beautifully equipped galley. Premium amenities and luxury touches are found throughout, and all manuals and documentation are neatly organized, reflecting the level of care and ownership this yacht has received.
Located in the Chesapeake Bay region, Milk Money is an exceptional opportunity to own a luxury express yacht that stands out everywhere she goes.
Videos
Specifications
| Name | Milk Money |
| Make | Formula |
| Model | 45 |
| Year | 2011 |
| Type | Monohull Powerboat |
| Builder | Formula |
| Construction | Fiberglass |
| Cabins | 2 |
| Heads | 2 |
| Galley | Down |
Dimensions
| Loa | 48 |
| Beam | 13 |
Tankage
| Holding Tanks | 1 |
Performance
| Engines | 2 x Volvo Penta |
| Engine Hours | 380 |
| Generator | Westerbeke 11.5 kW diesel |
Layout Diagram

Inventory
Layout & accommodations
- 2 stateroom / 2 head layout
- Owners’ centerline bed with mattress
- Private guest stateroom with twin beds converting to queen berth
- U-shaped salon seating converts to double berth
- Ralph Lauren cabin decor
- Ash finish upper cabinets
- Deep Zebra Brown lower cabinets
- Adjustable-height dining table with two pedestal stools
- 40″ widescreen LCD HDTV with Bose surround sound system
- Stereo system with CD changer, subwoofer & iPod dock
- Hanging lockers
- Separate owner’s shower compartment
- VacuFlush heads with holding tank & dockside pumpout
- Carbon monoxide detector
- Twin skylights and blinds/screens
- Stainless steel safe in owners cabin
Galley
- L-shaped galley layout
- Full Night Sky Corian countertops
- Double-bowl stainless steel sink
- 2-burner electric cooktop with cover
- Brand new convection / microwave oven
- Upright refrigerator/freezer w/ icemaker
- Concealed in-counter trash container
- Exhaust fan
- Lighted wine rack and stemware storage
- Ash flooring
Deck equipment
- Electric windlass with chain counter & stainless anchor
- Stainless steel rails & hardware throughout
- Full-width swim platform with concealed ladder
- Motorized coupe-top sunroof
- Curved glass windshield with walk-thru access
- Windshield wipers & washers
- Dual air horn
- Cockpit wet bar with refrigerator & sink
- Aft sun lounge with dual-height Corian tables
- Cockpit cushions & custom carpet
- Molded transom trunk with storage
- Transom shower
- Cockpit table
- Hydraulic bathing platform
- Sunbrella cockpit enclosures & curtains
- Swim ladder
- Freshwater washdown system
- Remote-control searchlight
- Cockpit grill
- Underwater blue lights
Electronics & navigation
- Raymarine E120 chartplotter
- Raymarine ST-70 color display
- GPS navigation system
- VHF radio
- AIS
- Radar
- Raymarine autopilot
- Depthsounder
- Sirius satellite weather
- Electronic engine monitoring displays
- Volvo IPS joystick docking system
- Electronic shift & throttle controls
- Compass
- Cockpit speakers
- Bose cabin entertainment systems
- Stereo system
Electrical, power & plumbing
- 220V shore power
- 11.5 kW diesel generator with sound shield
- Inverter
- 80-amp & 40-amp battery chargers
- Four starting batteries & two auxiliary batteries
- Operating systems electrical panel
- Remote battery parallel emergency switch
- Demand freshwater system
- Freshwater tank gauge
- Air conditioning M# Track vision 30,000 BTU
- Automatic bilge pumps
- Bilge high-water alarm
- Electric bilge pump
- Shore power inlet
Engine & mechanical
- Twin Volvo Penta IPS 600 diesel engines
- Pod drive propulsion system
- Approx. 380 engine hours
- 6-blade propellers
- QL trim tabs
- Motorized engine hatch lift
- Engine Hrs estimate at 500 as of 2021 with limited use since then
Additional information
- IPA anti fouling coating
- Electric windlass
- Deadrise at transom: 18 degrees
- Boat has been stored on lift and has white antifouling coating
Generator
- Westerbeke
Owner’s comments
- Maintained in excellent condition, turnkey and ready for unforgettable weekends on the water in the Chesapeake Bay area
- Powered by twin Volvo Penta IPS 600 diesel engines with joystick docking, Milk Money offers exhilarating performance, effortless maneuverability, and a smooth, confident ride
- The oversized cockpit is designed for entertaining with expansive lounge seating, a fully equipped wet bar, premium sound system, electric sunroof, and a massive aft sun lounge leading to the hydraulic swim platform
- She also features a full cockpit enclosure and new cushions on the forward deck loungers, creating the perfect setup for relaxing or entertaining in comfort
- Primarily enjoyed for short cruises to and from the local yacht club on the Chesapeake Bay, Milk Money has seen exceptionally light use throughout the interior living spaces
- The showers, galley appliances, and overnight accommodations have been minimally used, contributing to the yacht’s outstanding condition and well-preserved interior
- Step below and experience a sophisticated, high-end interior with upscale finishes, designer styling, and an inviting open layout that rivals much larger yachts
- The spacious accommodations include two private staterooms, two heads, a convertible salon, and a beautifully equipped galley with Corian countertops, refrigerator/freezer, convection microwave, and electric cooktop
- Premium amenities include air conditioning, Bose entertainment systems, Raymarine electronics, generator, inverter, and luxury touches throughout
- All manuals and documentation are neatly organized, reflecting the level of care and ownership this yacht has received
- Located in the Chesapeake Bay region, Milk Money is an exceptional opportunity to own a luxury express yacht that stands out everywhere she goes














































